Free Time Card Calculator With Lunch Breaks and Overtime

Enter clock in, clock out and unpaid lunch for each day. This time card calculator adds up hours, breaks and overtime as you type.

No sign-upDecimal hours for payrollDownload, email or print
A calculator next to a time card and a wall clock
Day Clock in Clock out Unpaid break Hours
Sun Oct 11 Clock in : Clock out : Unpaid break : 0.00
Mon Oct 12 Clock in : Clock out : Unpaid break : 0.00
Tue Oct 13 Clock in : Clock out : Unpaid break : 0.00
Wed Oct 14 Clock in : Clock out : Unpaid break : 0.00
Thu Oct 15 Clock in : Clock out : Unpaid break : 0.00
Fri Oct 16 Clock in : Clock out : Unpaid break : 0.00
Sat Oct 17 Clock in : Clock out : Unpaid break : 0.00
Overtime after Leave a box blank to skip that rule.

How to Use the Time Card Calculator

No downloads and no setup. A full week takes about a minute.

Watch the 40-second walkthrough
  1. 1

    Add your details

    Type a name or company and pick the first day of the week. Both print on the time card.

  2. 2

    Enter your times

    Fill in clock in and clock out for each day you worked. Blank minutes count as :00.

  3. 3

    Add unpaid breaks

    Enter lunch or other unpaid breaks. They come off that day’s hours.

  4. 4

    Save or send it

    Set your overtime rules, then download, email or print the finished time card.

What Is a Time Card?

A time card is a record of when an employee starts and stops work each day. Employers use it to pay hourly staff correctly, track overtime and keep the records the Department of Labor asks for.

What a Time Card Calculator Does

It turns clock in and clock out times into total hours. It subtracts unpaid breaks, converts minutes to decimal hours and splits regular time from overtime, so nobody has to do the math by hand.

Who Uses This Free Calculator

Small business owners

Add up hours for a few employees before payroll.

HR and payroll teams

Check a time card or fix a disputed week in seconds.

Freelancers and contractors

Total billable hours for an invoice.

Hourly employees

Double-check your own hours against your paycheck.

Time Card Calculator With Lunch Break

Enter each day’s unpaid lunch in the Unpaid break column, in hours and minutes. The calculator takes it off that day’s hours automatically, so the daily total, the weekly total and overtime count paid time only.

Short paid rest breaks stay on the clock, so leave them out.

Time Card Calculator FAQ

Questions about the calculator, saving your time card, or the full TimeClick software.

Call (435) 753-4102

Getting started

Is the Time Card Calculator really free?

Yes. Our Free Time Card Calculator is 100% free to use. There’s no sign-up, no account needed, and no trial limits. Just open the page and start tracking time as often as you want.

Do I need to download anything?

No downloads, no installations. The free time card calculator runs entirely in your browser. That means no apps, no plug-ins. Just open the page and you’re ready to go.

Can it add up work hours automatically?

If you need to add up work hours for payroll, billing, or personal records, this calculator handles the math for you. Enter start and end times, include lunch or rest breaks, and see accurate daily and weekly totals instantly.

It works for weekly schedules, biweekly pay periods, and jobs with unpaid lunch breaks. Overtime is calculated automatically based on daily or weekly limits.

Does it work as a punch in and out calculator?

This page also works as a punch in and punch out calculator. Add the time you start work and the time you clock out each day. The calculator totals hours automatically and subtracts breaks when entered.

Breaks and overtime

Does this include lunch breaks and overtime?

Yes. Enter break time and overtime rules and totals update instantly.

How do I calculate hours worked with lunch breaks?

Enter your clock-in and clock-out times, then add the length of your lunch break. The time card calculator subtracts the break automatically and shows your net hours worked.

How do I calculate hours worked with a 30 minute lunch break?

Count the time from clock in to clock out, then take off the 30 minutes. For example, 8:00 AM to 4:30 PM is 8 hours 30 minutes, or 8.5 hours. Minus the 0.5 hour lunch, that is 8.00 hours worked.

In the calculator, enter 8:00 AM and 4:30 PM for the day, then 0 hours and 30 minutes under Unpaid break.

How do breaks and lunch times work?

You’ll find a space to enter break durations for each day, like lunch or short rest periods. The free time card calculator automatically subtracts those breaks from your daily totals, making it a true Time Card Calculator with Lunch.

How does it track overtime hours?

Need to keep an eye on overtime for payroll or compliance? The tool shows regular and overtime hours separately, making it easier to review totals for payroll or compliance.

Set your overtime rules. Enter daily (e.g., 8 hrs) and/or weekly (e.g., 40 hrs) thresholds. The free time card calculator flags overtime above those limits and uses whichever rule yields more OT for the week.

Payroll and saving

Can I use this as a free time card calculator for payroll?

Yes. This free time card calculator totals regular and overtime hours, making it useful for payroll prep, timesheets, and pay calculations.

Does this calculator work for weekly and biweekly time cards?

The calculator supports any start date, so it works for weekly, biweekly, and custom pay periods.

Can I customize my time card?

The calculator is flexible enough to match how you actually work. Leave days blank if you don’t work weekends, choose any start date to align with your pay period, and add a name or company for a polished time card. Whether you’re tracking personal hours, billing clients, or preparing payroll, the tool adjusts easily without extra setup.

How do I download or email my time card?

After you’ve filled everything out, choose how you want to save your time card. You can print a copy, download it as a polished PDF, or email it straight to yourself or someone else.

Can I use this to track employee hours?

Absolutely. Whether you’re tracking your own time or logging hours for someone else, the time card calculator works great for individuals, contractors, and small teams. It’s simple, quick, and accurate, perfect for prepping timesheets or payroll.

TimeClick software

How is the full software different?

The full version of TimeClick’s Time Clock Software goes beyond the basics. You’ll get offline tracking, secure record-keeping, payroll exports, and detailed reporting. It’s built for businesses that want long-term time management, and it’s a one-time license per device, not a subscription.

How can I save time cards long-term?

Need a more powerful way to track hours over time or across multiple employees? Our full Time Clock Software gives you secure data storage, offline access, payroll exports, detailed reports, and per-device pricing with no monthly user fees. Start your free 14-day trial to explore everything it can do.

Is there a free trial of the full software?

Yes – and no credit card is required. You can try the full version of TimeClick free for 14 days. Start your trial here.

14-day free trial • No credit card required

Track Every Employee’s Hours Automatically With TimeClick

TimeClick keeps every time card for you, totals overtime and exports payroll-ready reports. Pay once, with unlimited employees.